Don't let the term bill decide your child's term.

Ascentremit lets parents in Nigeria spread school fees over 3 to 9 affordable monthly payments. The school is paid in full on day one, so your child starts the term on time.

Why we started

Every January, April and September, millions of families face a school bill that lands all at once, while salaries arrive monthly. Many parents end up borrowing from expensive informal lenders, or children miss the first weeks of term.

Michael started Ascentremit to fix that mismatch. Our idea is simple: let parents pay school fees the way they earn, monthly, at a fair and clearly stated price.

What we do

For parents

School fees in monthly instalments.

Apply in minutes, see your exact monthly payment and total cost before you accept, and repay over 3 to 9 months. You can also pay in full.

For schools

Full fees, on time, with no risk.

When a parent chooses instalments, we pay the school the whole fee upfront. The school never chases the balance and never carries the debt. Joining is free.

For agents

Earn by introducing schools and families.

Introduce schools and families to Ascentremit and earn a monthly commission for as long as they use us.

How our instalments are different

  1. 1

    The price is on the page.

    Your interest rate, monthly payment, total repayment and late fee are shown before you sign.

  2. 2

    We lend only what you can repay.

    We check affordability before every loan. If the full term looks too much, we'll suggest a smaller amount or a longer plan rather than set you up to fail.

  3. 3

    Respectful repayment.

    If you miss a payment, we talk to you — never your family, friends, employer or phone contacts. We never ask for access to your contacts, photos or messages.

  4. 4

    Your child is never involved.

    The school is already paid. We never ask a school to send a pupil home or withhold results over a payment owed to us.

  5. 5

    Pay off early, save on interest.

    Settle any time with no penalty.

Who stands behind your loan

  • Instalment plans are provided by M.S Ascent Global Ventures Limited, Trading as Ascentremit.
  • Card and bank payments are processed by Paystack (Nigeria) and Stripe (international). We never see your full card number.

Where to find us

M.S Ascent Global Ventures Limited, Maiduguri, Borno State, Nigeria. Support is open Mon–Fri, 8am–6pm WAT by phone, email or WhatsApp. Struggling with a payment? Call us before the due date and we'll work it out together.

  • Abuja
    Abuja, Nigeria