Ascentremit
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Pay school fees monthly. Your child starts term on time.

Spread fees over 3 to 9 months. We pay the school in full on day one, and you see the full cost before you start.

Check what you can borrowSee the costs

Soft check — no effect on your credit record.

Why parents choose us
  • The price is on the page. See your rate, monthly payment, total and late fee before you sign.
  • We lend only what you can repay — we'll suggest a smaller plan rather than set you up to fail.
  • Your child is never involved. The school is already paid in full.
  • Pay off early with no penalty — you pay interest only for the months you borrow.
Representative exampleSpread a ₦100,000.00 school fee over 2 months at 48.1% a year. You pay ₦53,025.94 a month and ₦106,051.88 in total. The cost of the loan is ₦6,051.88. A one-time processing fee of 1.5% of the principal applies. Rates from 24% to 36% a year depending on your assessment. Loans subject to approval. Borrow only what you can repay.
What Ascentremit does

One platform, three sides of the same problem.

For parents

Apply in minutes, see your exact monthly payment and total cost before you accept, and repay over 3 to 9 months. You can also pay in full.

Check what you can borrow

For schools

When a parent chooses instalments, we pay the school the whole fee upfront. The school never chases the balance and never carries the debt. Joining is free.

Onboard your school

For agents

Earn by introducing schools and families to Ascentremit. 1.25% of what we earn, paid every month.

Join the agent programme
How our instalments are different

Fair by design, not by promise.

  1. 01

    The price is on the page.

    Your interest rate, monthly payment, total repayment and late fee are shown before you sign.

  2. 02

    We lend only what you can repay.

    We check affordability before every loan. If the full term looks too much, we'll suggest a smaller amount or a longer plan rather than set you up to fail.

  3. 03

    Respectful repayment.

    If you miss a payment, we talk to you — never your family, friends, employer or phone contacts. We never ask for access to your contacts, photos or messages.

  4. 04

    Your child is never involved.

    The school is already paid. We never ask a school to send a pupil home or withhold results over a payment owed to us.

  5. 05

    Pay off early, save on interest.

    Settle any time with no penalty.

Card and bank payments are processed by Paystack (Nigeria) and Stripe (international). We never see your full card number.